Customer and Product Data Bill
This bill creates a system where businesses in certain industries must share your data with you or with other companies you choose to trust, if you give permission. For example, your bank could be required to send your account data to a budgeting app you approve. Companies that want to access your data on your behalf must be officially approved. The bill sets rules about how your data can be requested, stored, and protected, and what happens if something goes wrong.
What this affects
Tap a topic to see how this bill touches it — with the parts of the text it’s based on.
Businesses in sectors like banking and electricity will have to share your data with approved third parties you choose, which is meant to increase competition and make it easier to switch or compare services.
The Customer and Product Data Bill would establish an economy-wide 'consumer data right' to enable greater access to, and sharing of, consumer and product data between businesses.
The Government has indicated that banking and electricity could be the first sectors designated.
promote competition and innovation for the long-term benefit of customers
Progress through Parliament
Have your say
Submissions open once a bill reaches the select committee stage. In the meantime, you can write to your local MP about it.
Write to your MPBill text sourced from legislation.govt.nz (Parliamentary Counsel Office). Arapono’s summary and breakdown are drafted with AI grounded in that official text and reviewed by an Arapono editor for accuracy and neutrality before publishing. Arapono is non-partisan and takes no position on this bill.