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Labour on Health
Health · In depth

Three free doctor’s visits a year, with a new Medicard

In depth — from Labour’s policy document

Labour proposes giving every New Zealander three free GP visits a year, claimed with a new Medicard at the practice they are enrolled with. The visits cover a doctor or nurse appointment, do not roll over if unused, and exclude after-hours and ACC care. Alongside it the party would change how general practice is funded, through an Independent Pricing Authority, and fund the package from its proposed capital gains tax.

Free visits
Three a year
Per person; they do not roll over into the next year
Claimed with
A new Medicard
Also usable through a secure app
Where
Your enrolled practice
An appointment with a doctor or a nurse
Who gets one
Every New Zealander
Issued at birth, or on becoming a citizen or resident
Cost
$393.3m, then ~$553m a year
Party’s own figures, from 2027/28
Funded by
The proposed capital gains tax
See Labour’s housing policy for how that works
What the three visits cover
  • Appointments with a doctor at the general practice you are enrolled with
  • Appointments with a nurse at that same practice
  • Access through a secure app as well as the card
What they don’t cover
  • Services that are already free, such as immunisations or Access and Choice services
  • After-hours care
  • ACC visits
  • Clinical phone triage — which also does not count against your three visits

How it would work

How you get and use the card

People receive a Medicard at birth, or when they become a citizen, resident, or otherwise eligible for healthcare. It is used at the practice you are enrolled with, and the same three visits are accessible through an app.

  • Holds your National Health Index number and your entitlement information
  • Integrates with My Health Account, New Zealand’s digital health identity system
  • Tracks entitlements in real time and integrates with primary and community provider software
  • The document says it is designed for privacy, accessibility including non-digital users, and multilingual support
Three a year, use them or lose them

The entitlement is three visits per person per calendar year and does not accumulate — unused visits do not carry into the next year. Where an issue is resolved through phone triage rather than an appointment, it is not counted against the three.

Changing how general practice is paid

The document sets out the funding model as the underlying problem: general practice has been paid mainly a flat amount per enrolled person, with clinics able to charge a co-payment on top. It cites independent analysis from 2022 finding general practice underfunded by around 7.6 percent — about $137 million against total practice income of $1.67 billion.

An Independent Pricing Authority

A proposed new body, modelled on Australia’s Independent Health and Aged Care Pricing Authority, would set a national evidence-based rate for GP funding, and be operating by July 2028. When the rate rises, Health NZ would be required to fund the increase the following year.

  • Would use practice costs, staffing, patient mix, service delivery and sector-wide cost studies
  • Money currently collected in co-payments would be added to general practice funding
Freeing up appointments to absorb the demand

Labour says more people seeing a doctor is the point, and that it worked with general practice representatives on changes to free up around 4.58 million appointments a year.

  • Clinical phone triage — around 1.9 million freed, and a further 2.9 million streamlined
  • AI scribes and other digital tools — around 1.5 million
  • Better information for people with long-term conditions — around 1 million
  • Targeted facilities funding in high-demand areas — around 180,000
Other changes in the package

Three smaller measures sit alongside the visits themselves, aimed at practice running costs and how technology is adopted.

  • A Digital Innovation Fund so clinics can adopt proven technology quickly
  • Extending primary care access to the national Health System Catalogue for bulk procurement pricing
  • A review of telehealth funding, to ensure it complements rather than replaces face-to-face care

What they expect it to cost

2027/28
$393.3m
2028/29
$553m
2029/30
$553m
2030 & outyears
$548m

Labour’s own costings for the whole package — the visits themselves, the Medicard and app, clinical triage, digital tools, self-care, the Independent Pricing Authority and facilities grants. The document does not state an independent cost check.

In their own words

“The three free visits apply per year and don’t roll over. If they aren’t used within the year, they won’t carry into the next.”

Free doctor’s visits for all New Zealanders · How the Medicard works

“Your three free visits cover appointments with a doctor or nurse at your enrolled general practice. They don’t include services that are already free (such as immunisations or Access and Choice services), after-hours care, or ACC visits.”

Free doctor’s visits for all New Zealanders · How the Medicard works

“Money currently in co-payments will be added to general practice funding, so clinics won’t be worse off under the new system.”

Free doctor’s visits for all New Zealanders · Fixing the funding problem

What the document doesn’t settle

Points the document defers or leaves undefined. These are gaps in the document, not criticisms of the policy.

  • The document does not say what a patient pays for a fourth visit in the same year.
  • The national GP funding rate is not specified — the document says the Independent Pricing Authority would set it once operating, by July 2028.
  • The 4.58 million appointments figure is Labour’s estimate, developed with general practice representatives; no independent modelling is cited.
  • The costings are the party’s own, and the document does not state an independent cost check.
Summarised from Free doctor’s visits for all New Zealanders, published by New Zealand Labour Party. Authorised by Rob Salmond, 2 Gilmer Terrace, Wellington. Read 2026-08-14.
Read the full document
Back to Labour on Health

Coverage at a glance

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National
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